Description:

Derren S. Johnson & Associates, under the able leadership of founder Derren S. Johnson, has provided over 25 years of service in areas relating to bankruptcy, immigration, and social security disability for the residents of Baton Rouge and across Louisiana. Derren S. Johnson & Associates has a team of experienced and dedicated attorneys whom you can approach for advice and help to deal with your problems and know about a list of options that you can avail of.

Our skilled bankruptcy attorneys will carefully assess your financial situation to identify secured or unsecured debts. If the majority of your debt is the result of unpaid child support, criminal restitution, fines, taxes or certain student loans, you might consider other options, such as Chapter 13.

There is no limitation to the amount of debt to be discharged after filing Chapter 7 bankruptcy. For a debtor, there are limitations about what property may be classified as exempt. Your home and automobile equity, basic household furnishings, work-related tools, wedding rings and certain retirement plans may be considered exempt and are therefore protected against repossession.